Fiscal.ai vs Koyfin

Running a business? Fiscal.ai vs Koyfin — compare automation, reporting and monthly cost.

	Fiscal.ai Best for: AI-powered financial research and stock analysis for investors	Koyfin Best for: Bloomberg-alternative financial terminal for retail and professional investors
Overview	Rebranded from FinChat to Fiscal.ai. AI financial research tool with data on 100K+ public companies — financials, transcripts, KPIs, and AI-generated analysis. Plus $24/mo; Pro $64/mo.	Professional Bloomberg-alternative financial terminal for retail investors. Real-time data, 5,900+ screening criteria, customizable dashboards. Free → $110/mo retail, $199/mo Advisor.
Pricing	Freemium	Freemium
Users	350K+	500K+
Advantages	✅100K+ public company coverage with AI-powered analysis of financials and transcripts ✅Natural language queries generate charts and data summaries from financial filings ✅AI earnings transcript analysis extracts key statements and management tone ✅Plus at $24/mo is significantly cheaper than Bloomberg or FactSet alternatives ✅Export to Excel and Google Sheets for further modeling	✅5,900+ screening criteria across fundamentals, technicals, and macroeconomic data ✅Customizable dashboards rival Bloomberg in flexibility at a fraction of the cost ✅Mobile apps with full feature parity — research on the go ✅500K+ users and 8 years of platform refinement — proven reliability
Disadvantages	❌Public companies only — no private company or alternative data ❌AI analysis based on public data — not a substitute for professional investment advice ❌Non-US company data coverage less complete than US public company coverage ❌Pro at $64/mo required for advanced institutional-grade features	❌Pro plan at $110/mo expensive compared to free alternatives for casual investors ❌Steeper learning curve than consumer-focused tools — designed for serious analysts
Rating	…	…
Website	fiscal.ai	koyfin.com
	Visit →Full review	Visit →Full review

Verdict: Which Should You Choose?

Choose Fiscal.ai if…

✅ You want to ask natural language questions about a company's earnings calls and SEC filings
✅ You research specific stocks and want AI to answer precise questions from financial documents
✅ You analyze earnings reports, 10-Ks, and 10-Qs and need AI to extract key insights fast
✅ You prefer conversational Q&A over dashboards for financial research

Choose Koyfin if…

✅ You want a Bloomberg-style terminal for fundamental and market data at a fraction of the cost
✅ You need comprehensive financial charts, screening tools, and peer comparison dashboards
✅ You track portfolios, monitor news, and screen for investment ideas across thousands of stocks
✅ You're a professional investor who needs a data-rich research platform, not just document Q&A

Frequently Asked Questions

What is Fiscal.ai / FinChat?

Fiscal.ai (also known as FinChat) is an AI-powered financial research tool that lets investors chat with company financial documents — earnings call transcripts, SEC filings, annual reports. Ask any question and get cited answers directly from source documents.

What is Koyfin?

Koyfin is a financial data and analytics platform positioned as an affordable alternative to Bloomberg Terminal. It provides fundamental data, financial charts, market data, portfolio tracking, and screening tools for individual investors and investment professionals.

Is Koyfin free?

Koyfin has a free plan with limited features. The Plus plan is $19/month and Pro is $59/month, both offering significantly more data and features than free. It's considerably cheaper than Bloomberg ($24,000/year) or FactSet while covering most individual investor needs.

Can Fiscal.ai analyze multiple companies at once?

Fiscal.ai is best for deep-dive research on specific companies — querying their documents in detail. For comparing multiple companies simultaneously across quantitative metrics, Koyfin's screening and comparison tools are more efficient.