Fiscal.ai vs Koyfin
Running a business? Fiscal.ai vs Koyfin — compare automation, reporting and monthly cost. Fiscal.ai is best for aI-powered financial research and stock.
Fiscal.ai Best for: AI-powered financial research and stock analysis for investors, and financial data delivery for institutions via API/MCP | Koyfin Best for: Bloomberg-alternative financial terminal for retail investors and financial advisors | |
| Overview | Rebranded from FinChat to Fiscal.ai. AI financial research platform with data on 100,000+ public companies, ETFs, and funds — financials, transcripts, KPIs, and AI-generated analysis, plus API/MCP data feeds for institutions. | Financial data and analytics platform positioned as an affordable Bloomberg Terminal alternative, with a free tier and paid plans for retail investors and advisors. Includes real-time market data, 5,900+ screening criteria, and customizable dashboards. |
| Pricing | Paid | Freemium |
| Users | 350K+ | 500K+ |
| Advantages | ✅100,000+ public companies, ETFs, and funds covered, with deeper KPI data for 2,500+ companies ✅Natural language queries generate charts and data summaries from financial filings ✅AI earnings transcript analysis extracts key statements and management tone ✅Export to Excel and Google Sheets for further modeling ✅MCP and API options let institutions and platforms pipe the same data into their own AI workflows | ✅5,900+ screening criteria across fundamentals, technicals, and macroeconomic data ✅Customizable dashboards rival Bloomberg in flexibility at a fraction of the cost ✅Free plan includes real functionality: 2 years of financials, advanced charting, 2 watchlists, and 2 screens ✅500K+ users and years of platform refinement — proven reliability |
| Disadvantages | ❌No free plan — only a 7-day trial that requires a credit card and auto-converts to paid ❌Entry price is $49/month (or $39/month billed yearly), rising to $99/month (or $79/month billed yearly) for the Max tier with financial data exports ❌API/MCP pricing is not published and is sold only as an annual, non-refundable subscription ❌AI analysis based on public data — not a substitute for professional investment advice ❌Non-US company data coverage less complete than US public company coverage | ❌Premium plan at $79/month and Advisor tiers at $209-$299/month are costly compared to free alternatives for casual investors ❌Steeper learning curve than consumer-focused tools — designed for serious analysts ❌International market coverage is less comprehensive than US coverage ❌The homepage's 'AI' feature is a widget that hands prompts to external chatbots (ChatGPT, Claude, Gemini) rather than built-in AI analysis |
| Rating | … | … |
| Website | fiscal.ai | koyfin.com |
Verdict: Which Should You Choose?
Choose Fiscal.ai if…
- ✅ You want AI to analyze earnings call transcripts and surface management tone and key statements automatically
- ✅ You need natural language financial queries that generate charts and summaries directly from the data
- ✅ You research companies with deep KPI needs and want access to segment-level data for 2,500+ companies
- ✅ You're a platform or institution that wants to pipe financial data into your own AI tools via MCP or API
Choose Koyfin if…
- ✅ You want a usable free plan with real financials, charting, watchlists, and screens before paying anything
- ✅ You need to screen thousands of securities using 5,900+ fundamental, technical, and macro criteria
- ✅ You want fully customizable, Bloomberg-style dashboards for market and macro monitoring
- ✅ You're a financial advisor who needs dedicated Advisor Core or Advisor Pro tiers with client-facing tools