Fiscal.ai

Fiscal.ai (formerly FinChat.io, rebranded in 2025) is an AI-powered financial research platform providing data and analysis on over 100,000 public companies worldwide. It combines structured financial data — income statements, balance sheets, cash flow, KPIs — with AI that can analyze earnings transcripts, generate company summaries, and answer specific financial questions using that data.

The platform aggregates data from SEC filings, earnings transcripts, and financial databases, then applies AI to make that information interactive. Users can ask questions like 'what was Apple's gross margin trend over the last 8 quarters' and receive answers with charts directly from the data — rather than manually building models in Excel.

Key capabilities include financials and KPIs for 100K+ public companies, AI analysis of earnings transcripts, natural language financial queries with chart generation, company comparison tools, industry peer analysis, export to Excel and Google Sheets, and AI-generated investment thesis summaries.

Pricing: Free plan provides limited queries and basic data access. Plus at $24 per month provides expanded data access, unlimited AI queries, and full transcript search. Pro at $64 per month provides advanced features, institutional-grade data, and higher export limits.

Limitations: Fiscal.ai covers public companies only — no private company data or alternative data sources. The AI analysis is based on publicly available data and should not be treated as investment advice. Data coverage for non-US companies varies in completeness compared to US public companies.

Best suited for retail investors, finance students, and professionals who want fast AI-assisted analysis of public company financials without maintaining expensive Bloomberg or FactSet subscriptions.